Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee be (in percentage terms) on the new mortgage? (Lenders typically charge 1 percent when refinancing a loan.)

%

7. How many points (in percentage terms) will you be paying for the new loan?

%

8. What other closing/fixed costs (in dollar terms) are there?

$
 
   
   
DATCO insurance Consultants, Inc., davidtesitor.com
505 Main Street • Walsenburg, CO • 81089
Phone: 719 738 6830 or toll free 1-877-TESITOR (in Colorado ) • Fax: 719 738 6831
www.davidtesitor.com • davidtesitor@walnutstreet.com

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David Tesitor, CLU is a registered representative of Walnut Street Securities Inc., (WSS), Member FINRA, SIPC. Tesitor Financial and DATCO Insurance Consultants are not affiliated with WSS.  Securities business is supervised through a branch office, 7400 Orchard Ave. #120 Englewood CO. 80111, (720) 488 6878.

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